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Announcing our new district websites!

Click here to be taken to our new website.

If you're still seeing this site after clicking the link above, please clear your browser cache (click here for directions) and then go to https://www.sbschools.net again.
You should also update any bookmarks you saved to our old website, to our new website.

  Thank you for your patience and understanding! 

Benefit Information


Health Insurance Options

The following is a brief description of the three Blue Cross/Blue Shield health insurance options available for eligible employees.  More information may be obtained by contacting Missy Pidgeon in the Business Office, extension 7051.

Vermont Health Partnership:

  • Insured selects a Primary Care Physician from a list of health care providers.  Services are provided through a referral system.
  • The co-pay for office visits is $15.00.  $25.00 for a specialist.
  • Premium payments vary according to contractual relationships employees have with the District.

$300 Comprehensive Plan:
  • Insured is not limited to any particular health care provider and may see any provider each time service is required.
  • Insured is responsible for an annual deductible.  The deductible for single coverage is the first $300 per year and the deductible for family coverage is the first $400 per year.
  • After the deductible is met, the insured pays 20% of incurred expenses until the out of pocket limit is reached.  The out of pocket limit is $500 for individuals and $1,000 for a family.
  • Premium payments vary according to contractual relationships employees have with the District.

JY Managed Benefit Plan:
  • Insured is not limited to any particular health care provider and may see any provider each time service is required.
  • Blue Cross/Blue Shield will reimburse you for the first $200 of all Physician Office Visits. Once this amount is reached, the insured is responsible for a deductible.  The deductible for individual coverage is $100 and $400 for family coverage.  Once this deductible is reached, the insured is responsible for 20% of the costs up to an out of pocket limit.  The out of pocket limit is $500 for individuals and $1,000 for a family.

Dental Insurance
 

Employees engaged in regular active full time employment performing at least 1,000 hours of service per year are eligible.  Part time, temporary or regular employees working less than 1,000 hours are not eligible for coverage.

Spouses and the unmarried, dependent children (under the age of 19) of eligible employees are eligible for enrollment.  Certain requirements may also allow dependent children of eligible employees who are enrolled full time at an accredited school or college up to the age of 23.

Coverage will begin on the first day of the calendar month following the employee's date of hire.  Coverage includes:

  • 100% of Reasonable and Customary costs of Diagnostic and Preventive care.
  • 80% of Reasonable and Customary cost of Basic Restorations, Endodontics, Periodontics, Prosthodontics Maintenance and Oral Surgery.
  • 50% of Reasonable and Customary costs of Major Restorations, Dentures and Bridgework.
  • 50% of Reasonable and Customary costs of Orthodontics.

Calendar Year Deductibles:
$25 Individual Coverage Deductible
$75 Aggregate Family Coverage Deductible


For Basic Restorations, Endodontics, Periodontics, Prosthodontic Maintenance, Oral Surgery, Major Restorations, Dentures, Bridgework and Orthodontics.

Maximum Benefits:

 

  • $750 per person per year for Diagnostic and Preventive services, Basic Restorations, Endodontics, Periodontics, Prosthodontics Maintenance, Oral Surgery, Major Restorations, Dentures and Bridgework.
  • $1,000 per person per lifetime for Orthodontics



Life, Accidental Death & Disability

Eligible employees are welcomed to participate in the following group insurance plans offered through the District.  To be eligible, employees must be regularly employed for at least 1,000 hours per year.  The insurance coverage and costs vary according to employee group and are as follows:

 

Life Insurance
 

Support Staff: $50,000 to age 70 and $12,500 after age 70.

Teachers2 times salary.

Administrators: $250,000 to age 70 and $50,000 after age 70.
                     
or   $125,000 to age 70 and $50,000 after age 70.

 

Accidental Death & Dismemberment (AD&D)


Support Staff: $25,000.

Teachers: 2 times salary.

Administrators: $250,000 or $125,000.

 

Long Term Disability Coverage
 

Elimination Period:  180 days.  If deemed eligible, benefits begin the day after the elimination period is completed.

Minimum Hours Requirement: Eligible employee must be working at least 1,000 hours per year.

 
Monthly Benefit: Benefits may be reduced by deductible sources of income and disability earnings.  Some disabilities may not be covered or may have limited coverage under this plan.

Support Staff: 60% of monthly earnings to a maximum of $3,000 per month.

Teachers: 60% of monthly earnings to a maximum of $3,000 per month.

Administrators: 66.6667% of monthly earnings to a maximum benefit of $3,000 per month. 


 


Retirement

The Vermont State Teacher's
Retirement System

If you were employed as a public school teacher within the State of Vermont on or after July 1, 1990, you are automatically a Group "C" member.  If you were hired before July 1, 1990 and were a Group "B" member in service on July 1, 1990 you are now a Group "C" member.  Group "C" members make annual pre-tax contributions equal to 3.70% of pay into a trust fund.  Trust fund earnings and contributions by the State of Vermont pay your benefit.

Members will receive retirement service credit for each year they are employed as a full time teacher while an active member in the System.  Members who work part time will receive partial credit based on the percentage of full time pay.

Once you have ten years of service you are vested and cannot lose your credit, unless you elect to withdraw your contribution balance.  If you have less than ten years of service, you must withdraw your contributions.

For more information about retirement, please contact the
Office of Retirement Operations, 133 State Street, Montpelier, VT 05633-6901. Telephone: 1-800-642-3191 or (802) 828-2305.
 

Support Staff Retirement

Support staff members with five full years of service (1,000 hours per year) or more are considered vested in the District's retirement program.  The plan is administered by an external vendor which offers several retirement options from which to select.  The annual retirement benefit is calculated at the rate of one and one-quarter percent (1.25%) times the salary per year of the last 5 years of credited services. 

A one time retirement payment from the District is also made available to vested eligible support staff members.  This amount is equal to 5% of the average of their three highest paid years of service with the school district.

In order to be eligible for retirement, employees must reach age 62.  Retirement notice to the Business Office is required in writing by January 1 in order for payment to begin in July of the next fiscal year.  Late notification will delay the start of the benefit. 




For more information please contact the Benefits Specialist in the Business Office: mpidgeon@sbschools.net Telephone: 802/652-7051.
South Burlington School District  •  550 Dorset Street  •  South Burlington, VT 05403  •  (802) 652-7250
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